Future debit rewards programs

Unlike some cards, SunTrust lets you earn miles whether you sign for transactions, shop online, or use your PIN.

You also earn miles for paying bills online. You can, of course, redeem miles for travel on Delta Airlines. This bank provides American Airlines miles. Often these institutions have rewards programs, so you might already have access to rewards in your account. Ask a banker about how to get discounts when you shop with your debit card. Relationship rewards require a bit more legwork than points-based rewards.

They're only useful if you find a rewards program that fits your spending pattern and your life. Don't just pick a bank based on a vague mention of "rewards"—verify that those rewards actually help you.

For example, if you spend a lot on gas, find a debit card with gas-related rewards. There are always restrictions and limitations that make these rewards less rewarding. Features to look for:. How quickly do rewards add up? You might earn one point per dollar spent, or it might take five or six dollars to earn a point. Think about how you use your card. Will you ever accumulate enough rewards to benefit? Will accumulating points change your behavior and spending in a way that hurts your finances?

Find out when your rewards expire. Is there a limit to the number of points you can earn in a certain period per month or year, for example. You might spend a lot each month or have a significant expense coming up, but you might not be able to take full advantage of that spending. A card with these limits can make other non-cash-back rewards programs look more attractive.

Rewards cards are more likely to come with fees annual fees, fees to use your rewards, fees to make purchases, and more. The rewards you get obviously have to outweigh the fees. Actively scan device characteristics for identification.

As you review this privacy policy, here are a few general principles to keep in mind:. When you visit our websites, we may collect personal information from or about you when it is entered by you or sent to us, including but not limited to:.

We may also receive information about your transactions directly from your financial institution in order to process your rewards or redemptions transactions.

In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may log the IP address of the device you use to connect to our online service, the type of operating system and browser you use, information about the site you came from, the parts of our online service you access, and the site you visit next.

We or our third-party partners may also use cookies, web beacons or other technologies to collect and store other information about your visit to, or use of, our online services.

In addition, we may later associate the usage and other information we collect online with personal information about you. We may also use data that we collect on an aggregate or anonymous basis such that it does not identify any individual customer, directly or indirectly for various business purposes, where permissible under applicable laws and regulations. We will hold your personal information on our systems for as long as is necessary to perform the relevant processing activity, or as long as is set out in any relevant contract you hold with us.

This is a case by case determination that depends on things like the nature of the data, why it is collected, why it is processed, and relevant legal or operation retention needs. For example, we may retain your data for as long as you hold a rewards account so that we may process and fulfill your future award transactions. We may also be legally required to hold some types of information to fulfil our statutory obligations.

We review our retention periods for personal information on a regular basis. When the relevant processing activity has been completed, we may destroy your data, or alternatively anonymize the data in such a way that you are not personally identifiable, either directly or indirectly. Augeo may share the information we collect from and about you with our affiliates and other third parties to bring you a range of quality and reliable products and services designed to meet your needs.

For example, we may share your information with:. Where appropriate, we will limit sharing of your information in accordance with the options you have selected. We may share anonymous or aggregated information such that it does not identify any individual customer, directly or indirectly with third parties to help deliver products, services, and content that are tailored to the users of our online services and for other purposes.

Otherwise, Augeo will never sell or rent any of your personal information, and we will never share your personal information publicly without your consent. We, our service providers, and other companies we work with may deploy and use cookies, web beacons, and other tracking technologies for various purposes, such as fraud prevention, monitoring our advertising, and assessing our marketing campaign performance.

Some of these tracking tools may detect characteristics or settings of the specific device you use to access our online services. They are often stored on the device you are using to help track your areas of interest.

Cookies may also enable us, our service providers or other companies we work with to analyze your use of our online services over time to customize your experience. Most web browsers allow you to adjust your browser settings to decline or delete cookies, but doing so may degrade your experience with our online services. Clear GIFs, pixel tags, web beacons are typically one-pixel, transparent images located on a webpage or in an email or other message. These, or similar technologies may be used on our sites and in some of our digital communications such as email or other marketing messages.

They may also be used when you are served advertisements or you otherwise interact with advertisements outside of our online services. These are principally used to help recognize users, assess traffic patterns and measure site or campaign engagement. Our sites do not respond to Do Not Track signals.

You may see advertisements when you use some of our online services. By Karen Doyle. By Kim Olson. By Alicia Bodine. By Lydia Kibet. By Kelli Francis. By Sean Dennison. Sign up for our daily newsletter for the latest financial news and trending topics.

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